Terms and Conditions Raffi88 — The Complete Platform Usage Guide

1Acceptance of Terms and Conditions

These Terms and Conditions ("Agreement") constitute a legally binding contract between you ("Member" or "User") and Raffi88 ("Platform", "we", or "us"). This Agreement governs your access to and use of the raffi88.win website, mobile app, and all related services.

By creating an account on raffi88, you confirm that you have read, understood, and agreed to comply with all terms outlined herein, including Privacy Policy and Responsible Gaming Policy us, which forms part of this agreement in its entirety.

2Member Eligibility & Account Registration

To register and use raffi88's services, you must meet all of the following eligibility requirements:

• Aged at least 18 years of age on the date of registration.
• Registering in your own personal capacity and not on behalf of any third party.
• Providing personal information that is accurate, complete, and up to date upon registration.
• Have never had a raffi88 account terminated due to a terms violation.
• Not on any active exclusion list or self-exclusion program.

Each individual is only permitted to hold one account only at raffi88. Holding multiple accounts is a serious violation that will result in the suspension of all associated accounts and forfeiture of all balances held within them. The KYC (Know Your Customer) process must be completed to unlock full access to withdrawal features and certain promotions.

Raffi88 reserves the right to decline a registration application or terminate an existing account at any time if we determine that the information provided is false or misleading.

3Deposit Policy

Raffi88 accepts deposits via a variety of supported payment methods including FPX, digital wallets, online bank transfers, and other local Malaysia payment methods. All deposits are processed within Malaysian Ringgit (RM) only.

• The minimum deposit amount is RM 10 for most payment methods.
• Successful deposits will be credited to your raffi88 account within a few seconds to 5 minutes.
• Raffi88 does not charge any processing fees for standard deposits.
• All deposits must be made using a payment method registered in your own name.
• Deposits made using third-party accounts will be rejected and returned.

Raffi88 is not responsible for delays caused by technical issues on the payment provider's end. If your deposit has not been credited within 30 minutes, please contact our customer support team with the relevant proof of transaction.

4Withdrawal Policy

Raffi88 members may submit a withdrawal request at any time, provided their account is in good standing and all KYC requirements have been fulfilled. Withdrawals are processed within the timeframes stated below:

• Standard withdrawals are processed within 3 to 10 minutes on business days.
• The minimum withdrawal amount is RM 30 per transaction.
• Withdrawals must be made to a bank account or digital wallet registered in your own name.
• Raffi88 reserves the right to request additional verification documents for withdrawals exceeding certain limits.
• If there is an active bonus with an incomplete rollover requirement, withdrawals may be subject to review.

To speed up the withdrawal process, ensure your KYC profile is complete and your payment method has been verified in advance. Withdrawals requiring further review will be processed within 1 to 3 business days.

5Promotions and Bonus Policy

All promotions and bonuses offered by raffi88 are subject to the specific terms stated alongside each offer. The general terms applicable to all promotions are as follows:

• Each promotion may only be claimed once only unless otherwise stated.
• Bonuses cannot be transferred between accounts or redeemed directly for cash.
• Rollover requirements must be met within the specified time frame before a withdrawal is permitted.
• Raffi88 reserves the right to void any promotion claimed through dishonest means or in a manner contrary to the spirit of the offer.
• Promotions are only available to members whose accounts are in good standing and not subject to any restrictions.

For detailed information on each currently active promotion, visit the Promotions us. Raffi88 reserves the right to withdraw, modify, or terminate any promotion at any time without prior notice, unless the promotion has already been claimed by a member.

6Game Rules

All games available at raffi88 are subject to their respective game rules, which can be found within each game's interface. The general rules applicable to all games are:

• The outcome of all games is final once the game round is complete.
• Any winnings resulting from a technical error or system disruption will not be recognized.
• Raffi88 uses a certified RNG (Random Number Generator) system to ensure the fairness of every game outcome.
• Any attempt to manipulate games through software or unauthorized methods is strictly prohibited.
• In the event of a dispute regarding a game outcome, raffi88's server records will be considered the definitive evidence.

Raffi88 reserves the right to halt or void a game round in the event of a serious technical failure. In such cases, the original wager will be fully refunded to the relevant member's account.

7Prohibited Conduct

Use of the raffi88 platform is strictly for lawful entertainment purposes only. The following activities are strictly prohibited and may result in immediate action, including permanent account suspension or termination:

• Fraud and Forgery — including the use of false identities, forged documents, or misleading information.
• Multiple Account Ownership — registering more than one account under the same or different names for the purpose of abusing promotions.
• Money Laundering — using the raffi88 platform to process, conceal, or transfer illicit funds.
• Technical Abuse — using software, bots, scripts, or automated methods to manipulate games or the platform's systems.
• Disruption to Other Members — any form of harassment, threats, or inappropriate behavior toward other members or raffi88 staff.
• Hacking Attempts — any attempt to access another person's systems, servers, or accounts without authorization.

8Intellectual Property

All content on the raffi88 platform — including trademarks, logos, graphics, interface designs, software code, and text — is the property of raffi88 or our licensors and is protected by applicable intellectual property laws.

You not permitted to copy, distribute, modify, republish, publicly display, or exploit any part of the raffi88 platform's content for commercial purposes without our prior written consent.

Unauthorised use of the "Raffi88" brand name, logo, or marketing materials may result in legal action.

9Liability Limit

Raffi88 provides the gaming platform on an "as-is" basis without any implied warranties. To the extent permitted by law, raffi88 is not liable for:

• Financial losses arising from your gaming activity on the platform.
• Service disruptions resulting from scheduled system maintenance or circumstances beyond our control.
• Delays or failures in transaction processing caused by third-party payment providers.
• Any indirect, incidental, or consequential losses arising from the use of our platform.

Raffi88's maximum liability under any circumstances shall not exceed the total amount you have deposited into your account within the 30 days prior to the claim arising.

10Account Closure & Suspension

Raffi88 reserves the right to suspend or close any member's account under the following circumstances:

• Violation of any part of these Terms and Conditions.
• Confirmation that a member is under 18 years of age.
• Member-initiated self-exclusion requests submitted through the Responsible Gaming program.
• Suspicious or potentially unlawful activity identified by our security team.
• Account inactivity for more than 12 consecutive months.

Members who wish to voluntarily close their account may contact the raffi88 customer support team. Any valid balance that meets the withdrawal requirements will be returned once the review process is complete.

11Amendments to Terms and Conditions

Raffi88 reserves the right to modify, add, or remove any part of these Terms and Conditions at any time in response to operational needs, legal changes, or regulatory requirements.

Any material changes will be communicated to members through:

• In-platform notification on raffi88 upon your next login.
• Email the address registered to your account.
• Announcement on the platform's home page within a reasonable period before the changes take effect.

Continued use of the raffi88 platform following any amendment to the terms constitutes acceptance of the amended terms. If you do not agree with the changes, you have the right to close your account and withdraw your existing balance.

12Contact Us

If you have any questions, concerns, or feedback regarding these Terms and Conditions, the raffi88 team is always here to help.

• Support Email: [email protected]
• Live Chat: Available 24 hours a day, 7 days a week via the chat icon on the platform
• Response Time: Typically within 5 minutes via live chat

For data privacy-related matters, please refer to Privacy Policy us. For assistance with responsible gaming, please visit the Responsible Gaming us, which provides comprehensive responsible gaming resources and self-control tools.